Our Esteemed Partners
We compare rates and premiums from Singapore's leading banks and finance companies.
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Standard Chartered
Refinance SG shows Singapore homeowners and drivers exactly how much they'd save by comparing before they renew — in minutes, with no cost and no obligation.
Whatever's coming up for renewal — your home loan or your car insurance — we help you see the market before you commit to another year (or few) of paying more than you need to.
Compare bank packages and see your real savings before your lock-in ends.
Explore mortgage refinancing →Compare premiums across Singapore's insurers before your policy auto-renews at a higher rate.
Explore motor insurance →SORA has fallen sharply from its 2024–2025 peak, and many homeowners are still paying rates locked in during the high-rate years. If your current package was set two or three years ago, there's a good chance today's rates are meaningfully lower. We'll tell you the real number — not a generic estimate.
Three things, done well — nothing else competing for your attention.
We check packages and premiums across Singapore's banks and insurers, not a shortlist of preferred partners.
Monthly savings, breakeven period after fees, and total interest saved — or your potential premium savings — before you commit to anything.
No new-loan or new-policy sales pitch — just the comparison you came for, mortgage or motor.
The rules — and the best strategy — differ depending on what you own.
MSR (30% of gross income) is usually the binding constraint. Most HDB owners refinance to lower monthly repayment.
Learn more →Only TDSR (55% of gross income) applies. More flexibility — including cash-out refinancing — and bigger numbers either way.
Learn more →Two minutes, no obligation, no cost. Find out what comparing could actually save you.
Mortgage Savings Calculator Compare Insurance PremiumsWe compare rates and premiums from Singapore's leading banks and finance companies.
Bank of ChinaStandard Chartered