Refinance SG started with mortgage refinancing — most homeowners who could benefit never do, because the process feels uncertain and the market is crowded with brokers juggling new loans, investment content, and referral partnerships. We've since applied the same specialist approach to motor insurance renewals: another recurring decision where inertia usually costs you money. Every recommendation we make starts with a number: what you'd actually save, and what it would cost to get there.
For mortgages, we're paid a referral fee by the bank when a refinancing successfully completes. For motor insurance, we're paid a commission by the insurer when a policy is placed through us. In both cases, we're never paid by you — and our incentive is the same as yours: finding the option that's actually the best fit, because unfinished or ill-fitting matches don't complete.
This section will confirm our regulatory status once finalised — MAS registration for mortgage referrals (Financial Advisers Act route, or registered loan referral status), and registration as a licensed insurance intermediary for motor insurance — along with any relevant professional accreditations.
Placeholder — populate once entity registration is confirmed